Thursday, January 20, 2011

Lirik Lagu Kalau Berpacaran Dari Altimet, Anna Raffali Dan Sohaimi Meor Hassan

Kalau di amati lagu Kalau Berpacaran dendangan Altimet, Anna Raffali dan Sohaimi Mior Hassan. Liriknya penuh pengajaran. Sesuai untuk para remaja masa kini :-
Sohaimi Mior Hassan

Kalau berpacaran

Memang banyak pantang larang

Menjaga susila

Ibu bapa adik abang

Apabila berdua

Carilah tempat yang terang

Agar tidak pula

Mencuba aksi terlarang

Korus

Boleh pandang-pandang

Jangan pegang-pegang

Duduk renggang-renggang

Bertambah sayang

Biar malu-malu

Biar segan-segan

Kerna malu itu

Perisai orang beriman

Ana Raffali

Kalau berpacaran

Jangan tunggu lama-lama

Kalau dah berkenan

Jumpalah ayah dan mama

Hantarkan rombongan

Meminang dengan segera

Kalau terlambat kasihmu disambar buaya

Ulang korus



Altimet

Yeah

Kita sambung cerita

Kalau kamu berdua

Aku yang ketiga

Aku penambah perasa

Akulah pendarab nafsu serakah

Hai teruna bikin perangai selamba

Hati si dara kata tak apa

Berani buat terima padah

Kalau tak sedia

Ucap syahadah

Ulang korus 2x



Lagu ini banyak memberi peringatan untuk kengkawan yang tengah bercinta..andai ingin bercinta yang kea rah mendekatkan diri dengan Allah. Maka percepatkan la perkahwinan ,kerana perkahwinan itu adalah tuntutan Allah. Andai ingin tips bagaimana untuk mengumpul duit untuk berkawin sila lawat link di bawah ni…

Enjoy………………



I Love This Doctor






HEALTH- **QUESTION & ANSWER SESSION * - The TRUTH IS FINALLY REVEALED

( LITERALLY………..)



Q: I've heard that cardiovascular exercise can prolong life; is this

true?

A: **Your heart is only good for so many beats, and that's it... Don't

waste

them on exercise . Everything wears out eventually. Speeding up your

heart

will not make you live longer; that's like saying you can extend the

**life

**of your **car **by driving it faster. Want to live longer? Take a

nap.*



------------------------------



*



Q: Should I cut down on meat and eat more fruits and vegetables?

A: You must grasp logistical efficiencies. What does a cow eat? Hay

and

corn. And what are these? Vegetables So a steak is nothing more than

an

efficient mechanism of delivering vegetables to your system. Need

grain? Eat

chicken. Beef is also a good source of field grass (green leafy

vegetable).

And a pork chop can give you 100% of your recommended daily allowance

of

vegetable products*



------------------------------



*



Q: Should I reduce my alcohol intake?

A: No, not at all. Wine is made from fruit. Brandy is distilled wine,

that

means they take the water out of the fruity bit so you get even more

of the

goodness that way. **Beer** is also made out of grain. **Bottoms up!*



------------------------------



*



Q: How can I calculate my body/fat ratio?

A: Well, if you have a body and you have fat, your ratio is one to

one. If

you have two bodies, your ratio is two to one, etc. *



------------------------------



*



Q: What are some of the advantages of participating in a regular

exercise

program?

A: Can't think of a single one, sorry. My philosophy is: No

Pain...Good! *



------------------------------



*



Q: Aren't fried foods bad for you?

A: You're not listening.... Foods are fried these days in vegetable

oil. In

fact, they're permeated in it. How could getting more vegetables be

bad for

you?*



------------------------------



*



Q: **Will sit-ups help prevent me from getting a little soft around

the**

middle?

A: Definitely not! When you exercise a muscle, it gets bigger. You

should

only be doing sit-ups if you want a bigger stomach.*



------------------------------



*



Q: Is chocolate bad for me?* *

A: Are you crazy? HELLO! **Cocoa beans! Another vegetable. It's the

best

feel-good food around!**! *



------------------------------



*



Q: Is swimming good for your figure?

A: If swimming is good for your figure, explain whales to me.*



------------------------------



*



Q: **Is getting in-shape important for my lifestyle?**

A: Hey! 'Round' is a shape!!*

------------------------------



*



Well, I hope this has cleared up any misconceptions you may have had

About food and diets. *

in an attractive and well preserved body, but rather to skid in

sideways - Chardonnay in one hand - chocolate in the other - body

thoroughly

used up, totally worn out and screaming, 'WOO HOO, What a Ride!'*



*Cheers......have fun and Hidup mesti enjoy

Top 10 Reasons Small Businesses Fail

JAY GOLTZ, On Wednesday January 5, 2011, 2:05 pm EST


One of the least understood aspects of entrepreneurship is why small businesses fail, and there's a simple reason for the confusion: Most of the evidence comes from the entrepreneurs themselves.

I have had a close-up view of numerous business failures -- including a few start-ups of my own. And from my observation, the reasons for failure cited by the owners are frequently off-point, which kind of makes sense when you think about it. If the owners really knew what they were doing wrong, they might have been able to fix the problem. Often, it's simply a matter of denial or of not knowing what you don't know.

In many cases, the customers -- or, I should say, ex-customers -- have a better understanding than the owners of what wasn't working. The usual suspects that the owners tend to blame are the bank, the government, or the idiot partner. Rarely does the owner's finger point at the owner. Of course, there are cases where something out of the owner's control has gone terribly wrong, but I have found those instances to be in the minority. What follows -- based on my own experiences and observations -- are my top 10 reasons small businesses fail. The list is not pretty, it is not simple, and it does not contain any of those usual suspects (although they might come in at Nos. 11, 12 and 13).

1. The math just doesn't work. There is not enough demand for the product or service at a price that will produce a profit for the company. This, for example, would include a start-up trying to compete against Best Buy and its economies of scale.

2. Owners who cannot get out of their own way. They may be stubborn, risk adverse, conflict adverse -- meaning they need to be liked by everyone (even employees and vendors who can't do their jobs). They may be perfectionist, greedy, self-righteous, paranoid, indignant, or insecure. You get the idea. Sometimes, you can even tell these owners the problem, and they will recognize that you are right -- but continue to make the same mistakes over and over.

3. Out-of-control growth. This one might be the saddest of all reasons for failure -- a successful business that is ruined by over-expansion. This would include moving into markets that are not as profitable, experiencing growing pains that damage the business, or borrowing too much money in an attempt to keep growth at a particular rate. Sometimes less is more.

4. Poor accounting. You cannot be in control of a business if you don't know what is going on. With bad numbers, or no numbers, a company is flying blind, and it happens all of the time. Why? For one thing, it is a common -- and disastrous -- misconception that an outside accounting firm hired primarily to do the taxes will keep watch over the business. In reality, that is the job of the chief financial officer, one of the many hats an entrepreneur has to wear until a real one is hired.

5. Lack of a cash cushion. If we have learned anything from this recession (I know it's "over" but my customers don't seem to have gotten the memo), it's that business is cyclical and that bad things can and will happen over time -- the loss of an important customer or critical employee, the arrival of a new competitor, the filing of a lawsuit. These things can all stress the finances of a company. If that company is already out of cash (and borrowing potential), it may not be able to recover.

6. Operational mediocrity. I have never met a business owner who described his or her operation as mediocre. But we can't all be above average. Repeat and referral business is critical for most businesses, as is some degree of marketing (depending on the business).

7. Operational inefficiencies. Paying too much for rent, labor, and materials. Now more than ever, the lean companies are at an advantage. Not having the tenacity or stomach to negotiate terms that are reflective of today's economy may leave a company uncompetitive.

8. Dysfunctional management. Lack of focus, vision, planning, standards and everything else that goes into good management. Throw fighting partners or unhappy relatives into the mix, and you have a disaster.

9. The lack of a succession plan. We're talking nepotism, power struggles, significant players being replaced by people who are in over their heads -- all reasons many family businesses do not make it to the next generation.

10. A declining market. Book stores, music stores, printing businesses and many others are dealing with changes in technology, consumer demand, and competition from huge companies with more buying power and advertising dollars.

In life, you may have forgiving friends and relatives, but entrepreneurship is rarely forgiving. Eventually, everything shows up in the soup. If people don't like the soup, employees stop working for you, and customers stop doing business with you. And that is why businesses fail.

Jay Goltz owns five small businesses in Chicago.

Abstracted from New York Times

Thursday, November 11, 2010

The Ten Most Common Mistakes People Make in Managing their Money:

I believe these are the reasons why so many people have a needless struggle with their finances. As discussed below were reasons why people struggle to manage their money


1. Poor debt management through excessive borrowing - not being able to live "within your means.”

2. Failure to monitor their financial position.

3. Lack of motivation (desire) to take action.

4. Lack of foresight in looking ahead.

5. Failure to set financial plans for the future. Most people don't plan to fail, but fail to plan.

6. Lack of knowledge. Financial ignorance can prove expensive.

7. Inadequate protection against unforeseen events (life and general insurance), such as death, disability and physical losses.

8. Procrastination in taking remedial action. And most importantly...

9. Lack of discipline in saving habits.

10. Poor investments: you either pay too much tax on them or inflation eats into your return, or both... so that your money actually goes backwards. Even worse, you could lose all your money if the company to whom you gave your money goes 'broke


source: Yahoo Money website

AKU MAHU TINGGALKAN DUNIA DALAM SUJUDKU

1. SUATU malam ketika aku sedang nyenyak tidur tiba-tiba aku melihat seolah-olah ayahanda menjelma di hadapanku. Perasaan kasih pada ayahanda tidak dapat ditahan-tahankan lagi, lalu aku berteriak: "Ayah... sudah lama tiada berita dari langit sejak ayahanda tiada!"

2. Waktu itu aku terlalu rindu setelah beberapa hari ayahanda wafat. Ketika aku sedang memanggil-manggil ayahanda, muncul pula para malaikat bersaf-saf lantas menarik tanganku, membawa aku naik ke langit.

3. Apabila aku mendongak temampaklah istana-istana indah yang dikelilingi taman-taman pawana serta anak-anak sungai mengalir saujana mata memandang. Keindahan istana demi istana dan taman demi taman berjajaran di hadapan mata begitu mengasyikkan.

4. Dari celahan pintu-pintu istana tersebut menjelmalah para bidadari seolah-olah patung bernyawa yang sangat jelita, sentiasa tersenyum dan bergelak ketawa. Bidadari itu berkata kepadaku: "Selamat datang wahai makhluk yang diciptakan syurga untuknya, dan kerana ayahanda kamu, kami diciptakan..."

5. Malaikat itu terus membawa aku naik ke langit seterusnya sehingga memasuki sebuah tempat yang dipenuhi istana-istana yang lebih indah daripada sebelumnya. Cahayanya bergemerlapan. Dalam setiap istana itu terdapat rumah-rumah berisi pelbagai perhiasan indah yang belum pernah dilihat mata, tidak terdengar di telinga dan tidak pernah tersirat di hati. Penghuni istana-istana ini sentiasa bergembira, bergelak ketawa dan ceria. Di istana itu terdapat pelbagai kain sutera nipis dan tebal.

6. Juga terdapat selimut-selimut daripada sutera dengan pelbagai warna dan corak. Di atas rak-rak kelihatan pelbagai jenis gelas diperbuat daripada emas dan perak yang sungguh menawan. Pelbagai jenis hidangan makanan, buah-buahan serta air minuman yang lazat dan enak tersedia untuk dimakan. Pemandangan di taman-taman pula sungguh memukau dengan aliran sungai yang warnanya lebih putih daripada susu, rasanya lebih manis daripada madu dan baunya lebih semerbak daripada kesturi.

7. Aku yang kehairanan dan takjub lantas bertanya: "Untuk siapakah tempat-tempat indah sebegini dicipta? Apa nama sungai-sungai yang harum mewangi ini?"

8. Malaikat-malaikat itu menjawab: "Tempat ini adalah Firdaus, tempat paling tinggi dan tiada lagi syurga di atasnya. Syurga Firdaus ini khas untuk singgahsana ayahandamu, semua rasul, nabi, para syuhada dan syiddiqun yang dicintai Allah. Sungai ini bernama al-Kautsar yang telah Allah janjikan kepada ayahandamu."

9. Aku bertanya lagi: "Di mana ayahandaku?"

10. Malaikat-malaikat menjawab: "Sebentar lagi ayahandamu akan datang menjemputmu!"Tidak lama kemudian aku ternampak istana-istana yang sangat putih dan permaidani yang tersangat indah.

11. Tiba-tiba aku sudah berada di atas permaidani yang terbentang di atas singgahsana. Aku ternampak ayahandaku sedang berehat di atas singgahsana tersebut dikelilingi sekelompok orang yang tidak dikenali. Ayahanda menarik tanganku dan mencium dahiku berkali-kali.

12. Ayahanda berkata: "Selamat datang wahai puteriku!" Lalu ayahanda meletakkan aku di atas pangkuannya dan berkata lagi: "Wahai puteriku, tidakkah engkau lihat apa yang telah dijanjikan Allah kepadamu dan yang akan engkau perolehi?"


13. Ayahanda menunjukkan istana-istana yang disaluti bermacam-macam hiasan yang indah menawan serta berkilau-kilauan, saujana mata memandang. Ayahanda berkata: "Inilah tempat tinggalmu, kediaman suamimu, kedua-dua anakmu serta orang-orang yang mencintaimu dan mencintai mereka. Bergembiralah... engkau akan mengikut ayahanda datang ke sini beberapa hari lagi..."

14. Aku berkata: "Kalau begitu senanglah hatiku dan bertambah rindu pada ayahanda." Selepas berjumpa beberapa ketika dengan ayahanda, aku terjaga. Tubuhku menggigil dan terasa takut yang amat sangat. Aku masih teringat-ingat bisikan ayahanda. Aku akan mengikut langkah ayahanda beberapa hari lagi. Aku masih ingat ayahanda berkata perkara yang sama sebelum wafat. Ayahanda pernah membisikkan bahawa akulah orang pertama yang menyahut panggilan Ilahi selepasnya.

15. Sejak hari ayahanda wafat lagi aku selalu menangis dan bersedih. Perasaan sedih makin terasa selepas bermimpi bertemu ayahanda. Aku tahu tidak lama lagi aku akan meninggalkan dunia fana ini untuk bersama ayahanda tercinta di akhirat yang kekal, aman dan sentosa. Aku menceritakan mimpi tersebut pada suamiku dan juga pembantuku Asma binti Umays.

16. Aku beritahu saat ajal hampir tiba. Asma menunjukkan pelepah kurma basah untuk membuat usungan seperti yang dilihat dibuat di Habshah.
Aku tersenyum apabila melihat keranda itu. Aku berwasiat supaya jenazahku nanti dikebumikan pada malam hari agar tiada seorang pun yang marah apabila melihat jenazahku.

17. Aku juga meminta suamiku supaya menikahi Umamah, saudara perempuanku. Umamah menyayangi anakku seperti aku menyayangi mereka.

18. Setelah merasa saat ajal hampir tiba aku membawa dua orang anakku menziarah makam ayahanda. Tubuhku terasa sangat lemah untuk memijak. Tapi aku gagahi juga untuk bersembahyang dua rakaat antara mimbar dan makam ayahanda. Tidak lama lagi jasadku akan berpisah dengan roh. Aku akan meninggalkan dua puteraku.

19. Lalu aku peluk dan cium kedua-duanya bertubi-tubi. Sayang, ibumu terpaksa pergi dulu... Selamat tinggal sayangku, puteraku dan suami tercinta. Biarlah aku menghadap Ilahi tanpa tangisan sesiapa. Aku tidak sanggup melihat tangisan puteraku dan suamiku. Biarlah mereka berada di sisi makam ayahanda dan suamiku bersembahyang. Kalau boleh aku mahu tinggalkan dunia ini dalam bersujud pada Ilahi.

20. Aku terus meninggalkan dua puteraku dan membiarkan suamiku bersembahyang di masjid. Aku mengambil ramuan hanuth, sejenis pengawet mayat yang ayahandaku biasa gunakan. Aku siramkan air ramuan itu ke seluruh tubuhku. Kemudian aku memakai kain sisa kapan ayahandaku. Selepas itu sekali lagi aku memanggil Asma binti Umays yang sentiasa mengurus dan merawatku.

21. Pada Asma aku berpesan, "Wahai Asma, perhatikanlah aku. Sekarang aku hendak masuk ke rumah membaringkan tubuhku sekejap. Jika aku tidak keluar, panggillah aku tiga kali dan aku akan menjawab panggilanmu. Tetapi jika aku tidak menjawab, ketahuilah aku telah mengikut jejak langkah ayahandaku!"

22. Setelah sejam berlalu, Asma memanggil-manggil nama wanita itu tetapi tiada sebarang jawapan. Ketika penjaga itu masuk, dia terkejut apabila melihat wanita kurus cengkung itu meninggal dunia dalam sujudnya. Inna lillahi wa inna ilaihi rajiun...

***********
Aku dalam cerita di atas ialah Fatimah az-Zahra, anak Rasulullah dengan isteri pertamanya Siti Khadijah. Fatimah meninggal dunia dalam usia 28 tahun setelah 40 hari Rasulullah s,a.w. wafat dan jenazahnya dimakamkan di perkuburan Baqi' di Madinah. Masih adakah wanita solehah seperti Fatimah di zaman moden ini?

Dipetik dari email seorang rakan
Wallahualam

Friday, October 22, 2010

What is REITS and how to get monthly dividend payments from it - StarProperty.my

What is REITS and how to get monthly dividend payments from it - StarProperty.my

Risk-taker Rooney threatens to poison the well

Risk-taker Rooney threatens to poison the well

Departures that shocked sport

Departures that shocked sport

Departures that shocked sport

Departures that shocked sport

Top 3 at Korean Grand Prix wouldn't mean much to me - Mercedes driver Michael Schumacher | Formula One News | ESPN.co.uk

Top 3 at Korean Grand Prix wouldn't mean much to me - Mercedes driver Michael Schumacher | Formula One News | ESPN.co.uk

Mark Webber tops the timesheet in Korean Grand Prix practice | Formula One News | ESPN.co.uk

Mark Webber tops the timesheet in Korean Grand Prix practice | Formula One News | ESPN.co.uk

Wayne Rooney signs new Manchester United contract | Football News | ESPN.co.uk

Wayne Rooney signs new Manchester United contract | Football News | ESPN.co.uk

Wednesday, October 20, 2010

Nicolas Anelka: There's room at Chelsea for Wayne Rooney - Transfers - ESPN Soccernet

Nicolas Anelka: There's room at Chelsea for Wayne Rooney - Transfers - ESPN Soccernet

Beyonce is officially pregnant

Beyonce is officially pregnant

Wayne Rooney confirms he wants to leave Manchester United - Barclays Premier League - ESPN Soccernet

Wayne Rooney confirms he wants to leave Manchester United - Barclays Premier League - ESPN Soccernet

30 hari mencari cinta

Suatu pagi yang dingin, terjadilah satu perbualan antara seorang guru falsafah dan pelajarnya...

pelajar: guru, apakah erti cinta..?bagaimanakah saya boleh mendapatkannya...?

guru: ada sebuah ladang gandum yang luas didepan sana. berjalanlah kamu dan jangan sesekali kamu berundur. kemudian ambillah satu ranting. sekiranya kamu mendapati ranting tersebut sangat menakjubkan, ertinya kamu telah menemui cinta.

pelajar tersebut pun berjalan dan tidak berapa lama dia kembali dengan tangan yang kosong.

guru bertanya: mengapa kamu tidak membawa sebatang ranting pun...?

pelajar menjawab: saya hanya terpaksa memilih satu ranting saja, dan sewaktu berjalan saya tidak boleh mengundur kebelakang semula. sebenarnya saya telah berjumpa dengan satu ranting yang paling menakjubkan tapi saya tak tahu apakah yang akan menakjubkan di hadapan sana nanti, maka saya biarkan ranting itu lalu saya dapati tidak ada lagi ranting yang paling menakjubkan selain daripada yang saya lihat tadi. jadi saya tidak mengambil sebatang pun akhirnya.

gurunya menjawab: ye, itu lah cinta...

dihari lainnya pula pelajar tersebut bertanya kepada gurunya, apa itu perkahwinan...?

guru: ada hutan yang subur didepan sana. berjalanlah kamu. tapi janganlah kamu sesekali mengundur kebelakang. tebanglah sepohon pokok saja. dan tebanglah jika kamu merasakan bahawa pohon tersebut adalah yang paling cantik,segar dan tinggi, kerana kamu telah menemukan apa itu perkahwinan.

pelajar tersebut pun berjalan, dan tidak berapa lama, dia datang semula dengan membawa sepohon kayu, walaupun pohon tersebut tidaklah berapa segar, cantik dan tinggi pada pandangan guru tersebut.

maka gurunya pun bertanya: mengapa kamu memotong pohon seperti ini....?

pelajar itu menjawab: sebab, berdasarkan pengalaman ku sebelum ini, aku hanya berjalan separuh daripada hutan tersebut dan aku takut akan kembali dengan tangan kosong. jadi saya mengambil kesempatan menebang pohon ini lalu dibawa kesini. pada pandangan saya ianya adalah pohon yang terbaik buat saya. saya tidak mahu kehilangannya atau menyesal kerana tidak memilihnya...

maka guru itu menjawab: itulah perkahwinan.......
Kesimpulannya... janganlah terlalu memilih, tiada manusia yang sempurna di dunia ini.
Kalau dah dapat yang rasa macam ok jer tu.. rembat je cepat..

Lepas tu, cepat-cepat kumpul duit kahwin dan langsungkan perkahwinan..
Kalu tak cukup duit nak buat kahwin, jangan risau, boleh gi website

http://www.maskahwin.com/index.php?ref=pziee
Insyallah, dapat membantu.
Bye!

Sunday, August 08, 2010

New wave is coming your way

Salam and good day to all,

Believe it or not new waves is coming your ways.
Learn how to become rich before 40 ( with the right method of course!!!)
Proven method from well known expert..
please stay tuned for more update

Monday, November 09, 2009

source : a friend email.. thought of sharing

Interesting quote from the movie 'Why did I get married?'
In most cases, especially in relationships, you will only get 80% of what you NEED and you will hardly get the other 20% that you WANT in your relationship. There is always another person (man or women) that you will meet and that will offer you the other 20% which is lacking in your relationship that you WANT And believe me, 20% looks really good when you are not getting it at all in your current relationship.

But the problem is that you will always be tempted to leave that good 80% that you know you have, thinking that you will get something better with the other 20% that you WANT
But as reality has proven, in most cases, you will always end up with having the 20% that you WANT and loosing the 80% that you really NEED and that you already had .
Be careful in deciding between what you WANT and NEED in your life.

Adultery happens when you start looking for what you don't have. 'Wow, this girl in my office is a real looker. But it's not her Wynona Rider features that got me. I'm crazy about her because she's also understanding, intelligent, tender - so many things that my spouse is not '

Somewhere along the way, you'll find a woman or a man who will be more charming or sensitive. More alluring. More thoughtful. Richer. Have greater sex appeal. And you will find a woman or man who will need you and pursue you and go loco over you more than your spouse ever did.

Because no wife or husband is perfect. Because a spouse will only have 80% of what you're looking for. So adultery takes place when a husband or wife looks for the missing 20%. Let's say your wife is melancholic by nature.

You may find yourself drawn to the pretty clerk who has a cherry laugh no matter what she says: 'I broke my arm yes terday, Hahahaha . . ..'

Or because your wife is a homebody in slippers and pajamas, smelling of garlic and fish oil, you may fall for a fresh-smelling young sales representative that visits your office in a sharp black blazer, high heels, and a red pencil-cut skirt Or because your husband is the quiet
type, your heart may skip a beat when you meet an old college flame who has the makings of a talk show host.

But wait! That's only 20% of what you don't have.

Don't throw away the 80% that you already have!

That's not all. Add to your spouse's 80% the 100% that represents all the years that you have been with each other. The storms you have weathered together. The unforgettable moments of sadness and joy as a couple. The many adjustments you have made to love the other. The wealth of memories that you've accumulated as lovers.

Adultery happens when you start looking for what you don't have.

But faithfulness happens when you st art thanking God for what you already have.

But I'm not just talking about marriage.

I'm talking about life!

About your jobs.
About your friends.
About your children.
About your lifestyles.

Are you like the economy airline passenger that perennially peeks through the door of the first class cabin, obsessed with what he's missing? 'They have got more leg room! Oh my, their food is served in porcelain! Wow, their seats recline at an 80% angle and they've got personal videos!'

I guarantee you'll be miserable for the entire trip! Don't live your life like that. Forget about what the world says is first class. Do you know that there are many first class passengers who are miserable in first class -- because they are not riding in a private Lear Jet?

The main message???

If you start appreciating what you have right now, wherever you are, you are first class!
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